Acceptance of Terms

By accessing and using the services of Evolvingfuturetech, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use our services.

These terms apply to all visitors, users, and others who access or use our retirement planning and pension consultation services, whether accessed via our website, phone consultations, or in-person meetings.

Description of Services

Evolvingfuturetech provides retirement planning consultation and pension advisory services to individuals and businesses in Taiwan. Our services include:

• Retirement planning strategy development and review
• Pension scheme analysis and optimization recommendations
• Investment portfolio guidance for retirement savings
• Tax-efficient retirement planning strategies
• Educational workshops and personal consultations

User Responsibilities

You are responsible for understanding the risks associated with retirement investments and pension decisions. Past performance does not guarantee future results, and all investments carry inherent risks.

Privacy and Confidentiality

We take your privacy seriously and maintain strict confidentiality regarding your personal financial information. However, you acknowledge that:

• Information may be shared with authorized third-party service providers when necessary for service delivery
• We may be required to disclose information if legally compelled to do so
• Anonymous, aggregated data may be used for research and service improvement purposes

Your personal information is handled according to Taiwan's Personal Data Protection Act and our privacy policy.

Limitation of Liability

To the maximum extent permitted by Taiwan law, Evolvingfuturetech's liability is limited as follows:

We are not liable for investment losses, missed opportunities, or changes in pension regulations that may affect your retirement planning. Our recommendations are based on current information and reasonable projections, but cannot account for all future variables.

Intellectual Property

All content provided through our services, including educational materials, planning tools, and proprietary methodologies, remains the intellectual property of Evolvingfuturetech.

You may use these materials for personal retirement planning purposes but may not redistribute, sell, or use them for commercial purposes without written permission.

Payment and Fees

Service fees are clearly communicated before engagement and may vary based on the complexity and scope of services required. Payment terms include:

• Initial consultation fees are typically due at the time of service
• Ongoing advisory services may be billed monthly or quarterly as agreed
• Cancellation policies vary by service type and will be specified in your service agreement

We reserve the right to modify our fee structure with 30 days' notice to existing clients.

Regulatory Compliance

Our services comply with relevant Taiwan financial regulations and industry standards. We maintain appropriate professional certifications and continue education requirements.

Changes in regulatory requirements may necessitate adjustments to our service delivery or recommendations. We will communicate significant regulatory changes that may affect your retirement planning.

Termination

Either party may terminate the service relationship with appropriate notice as specified in individual service agreements. Upon termination:

• You retain access to previously delivered materials and recommendations
• Ongoing service obligations cease as of the termination date
• Confidentiality obligations continue beyond the termination period

Changes to Terms

We may update these Terms of Use periodically to reflect changes in our services, legal requirements, or industry standards. Significant changes will be communicated via email or through our website.

Continued use of our services after changes become effective constitutes acceptance of the revised terms.

Governing Law

These Terms of Use are governed by the laws of Taiwan. Any disputes arising from these terms or our services will be resolved through the appropriate Taiwan courts or alternative dispute resolution methods as mutually agreed.